With a range of properties and payment options available, almost everybody can own an Ayala property.

Payment schemes vary on a per-project basis. Typical payment schemes include cash, near-cash, (with a certain % due for downpayment and the balance payable within 90 days), in-house financing (with a certain % due for downpayment and the balance payable within 1 to 10 years, subject to in-house approval), and bank financing (with a certain % due for downpayment from the buyer and the balance financed by the bank, payable up to a maximum of 25 years, subject to bank approval).

Sample Computation

Spot Cash within thirty (30) days

• 9% discount for Towers
• 7% discount on Land and Houses

Downpayment (DP) Requirements

• 10-20% Spot full Downpayment
• 5% Discount on Downpayment for Towers
• 20% Discount on Downpayment for Land and Houses
• 10% payable in six (6) months
• 20% payable in eight (8) months for Towers; twelve (12) months for Land and Houses

Deferred Cash Term

• 20% Spot Downpayment
• Balance Payment payable in (18) months (No name check)
• Balance Payable in twenty-three (23) months (With name check)
• For Land and Houses: 100% Balance Payable net of Reservation Fee can be paid in twenty-four (24) months with name check.

In-House Financing

• 20% Downpayment
• Balance can be paid in ten (10) years at 18% fixed interest rate.

Special Bank Financing

• 10-20% Downpayment
• 80% balance loanable from the Bank at prevailing interest rate
• Accredited Banks
• Bank of the Philippine Islands
• Chinabank
• RCBC
• BDO
• PS Bank

Click here to download the Payment Terms of Avida
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